Loan Programs
Non-QM Loans
Non-QM loans offer flexible qualification for borrowers with unique income situations who do not fit traditional lending boxes.
In the Florida Keys, non-QM loans are popular among self-employed borrowers and real estate investors.
Details
Who Benefits?
Self-employed borrowers, investors, and those with non-traditional income.
Documentation
Bank statements (12-24 months), asset depletion, DSCR, and 1099 income.
Keys Considerations
Excellent for Keys investors building vacation rental portfolios.