Loan Programs
First-Time Homebuyer Loans
Buying your first home in the Florida Keys? Several programs help first-time buyers with lower down payments and flexible credit requirements.
Details
Best Programs
FHA (3.5% down), Conventional 97 (3% down), VA (0% down for eligible veterans).
Down Payment Assistance
Florida Housing Corporation programs provide thousands toward down payment and closing costs.
Keys Considerations
Higher property values may mean looking at condos or Lower Keys properties.