Loan Programs

Construction Loans

Construction loans provide short-term financing for building a new home in the Florida Keys.

Building in the Keys involves elevated construction requirements and hurricane-resistant building codes.

Details

Single-Close vs. Two-Step

A single-close combines construction and permanent financing into one transaction.

Requirements

20-25% down, detailed construction plan, qualified builder.

Keys Considerations

Strict building codes for wind resistance and flood elevation affect costs.