Loan Programs

Bank Statement Loans

Bank statement loans allow self-employed borrowers to qualify using 12-24 months of bank statements instead of tax returns.

Details

How It Works

The lender reviews your bank deposits to determine monthly income.

Requirements

Minimum credit score of 620-660, 10-20% down, and 6-12 months of reserves.

Keys Considerations

The Keys has a significant self-employed population who benefit from this program.